In a landmark move to tackle Punjab’s housing crisis, Chief Minister Maryam Nawaz Sharif has officially launched the ‘Apni Zameen, Apna Ghar’ e-portal — a digital gateway to free residential plots for the homeless across the province. This initiative is a game-changer for thousands of low-income families dreaming of owning a home in Punjab.
Apply Now: Digital Portal for Free Residential Plots
The new online platform, azag.punjab.gov.pk, simplifies the application process, allowing eligible citizens to apply for 3-marla residential plots from anywhere in Punjab. The initiative is fully digitized to ensure transparency, inclusivity, and efficiency.
What is ‘Apni Zameen, Apna Ghar’?
Launched as part of CM Maryam Nawaz’s vision for affordable housing in Punjab, the program offers:
- Free 3-marla residential plots for homeless and low-income families
- Loans and easy financing options to support home construction
- A three-month grace period to begin construction
- Transparent selection via balloting across 19 districts
First Phase Coverage and Districts Included
In the initial phase, 2,000 plots will be distributed in 23 housing schemes across key districts, including:
- Jhelum
- Pattoki
- Mamun Kanjan
- Lodhran
- Renala Khurd
This pilot phase will pave the way for 34,000 new homes, making it one of the largest public housing projects in Punjab’s history.
CM Maryam Nawaz: “Owning a Home is Security”
Speaking at the launch event, CM Maryam Nawaz emphasized that every day, 300 new houses are being built under the program. She called home ownership a lifeline for the working class, stating, “Security comes from owning your own home. For many, this has become almost impossible — this initiative changes that.”
She also noted the emotional and social impact: “These aren’t just 34,000 houses — they are 34,000 prayers answered.”
Massive Loan Package and Financial Support
Punjab Housing Minister Bilal Yasin revealed that the government has allocated Rs36 billion in housing loans, benefiting over 33,500 applicants. These loans come with flexible instalment plans, making home construction feasible for many first-time homeowners.
Why This Matters for Property Buyers and Investors
For property investors and developers, this program signals strong government backing for housing infrastructure and urban development in Punjab. It also opens up potential opportunities in:
- Affordable housing development
- Construction services
- Microfinance and lending partnerships
- Real estate in emerging housing zones
How to Apply for Apni Zameen, Apna Ghar
To apply, visit the official portal:
👉 azag.punjab.gov.pk
Applicants must meet eligibility criteria and submit documents online.
Final Thoughts
The ‘Apni Zameen, Apna Ghar’ initiative reflects the provincial government’s commitment to ending homelessness, promoting home ownership, and uplifting communities. With a bold, transparent, and tech-driven approach, CM Maryam Nawaz’s government is reshaping the housing landscape of Punjab — one home at a time.
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